Category flood damage insurance claimsFEMA

What to Do After a Flood

 

Floods leave massive damage behind that homeowners are left to mend. It is important to respond to any damages at your home as quickly as possible. When you respond to damage quickly, it minimizes loss and ensures that you can rebuild much faster. You also need to file paperwork to complete your flood damage insurance claims if you want to recoup some of the money from the insurance company.

If the flood caused you to leave your home, stay put so you can stay safe until you know that it is okay to return to the home.  So many people make the mistake of returning to their home before it is safe to do so and cause more damages and risks to their health than necessary. Look at the home before you go back in, checking for structural damage, cracks, and problems with the gas, water, electricity, etc. If you think something isn’t right, don’t go back into the home until you are comfortable that it is safe.

Before removing any water to make any repairs, document the damage for you insurance company. Failure to document the damage ahead of time could be devastating to the claim that you plan to file with the insurance company. You can easily document damage by taking photos or videos. Digital versions of the damage are best because they’re easy to copy to take to court/insurance company, etc.

flood damage insurance claimsFEMA

There are problems that a flood can cause that can harm your health. FEMA recommends using boiled water in a home after it has flooded. You should also wear rubber gloves, face masks, etc. when cleaning up the damage.

Notify the insurance company of the damage as soon as possible. The sooner you call the insurance company to begin the claims process, the better. There are time restrictions in place to keep in mind as well.

Once you get approval from the insurance company to begin removing water and cleaning up the home, you may want to hire a professional company for the service. It is not easy to completely remove water out of the home, especially once it seeps into the walls and the floor. The pros have the right equipment to make this job easy.

Mold is a big concern after flooding in the home. It takes a couple of days for mold to show up but it is a big concern. It can grow in many locations in the home since it thrives in wet and moist conditions.  This includes inside the carpet and other upholstered items. You should also hire professional to mitigate damages caused by mold and to remove these dangers from the home.

Hopefully a flood is never something that you will encounter. It is a devastating experience for anyone who is involved to say the least. However, it is important that you know how to respond to this emergency in the event that you are involved in a flood. Knowing how to respond to a disaster can make a considerable difference in the recovery efforts.